Planning ensures that your goals are met.
Risk Management protects your assets.
Portfolios are built with Modern Portfolio Theory.
Our Core portfolios are customized for Individual Clients and are built with Modern Portfolio Theory (MPT) and Tactical Portfolio Optimization. MPT provides the highest returns and lowest downside risk for our highly-diversified portfolios.
Tactical Portfolio Optimization
recognizes that prices are forward looking - while eliminating negative gamma risk.
Core portfolios generally follow a risk profile or style - risk profiles are broadly described as aggressive, balanced or conservative. An "aggressive risk profile" describes an individual with a higher tolerance for possible financial losses (over "short" periods) for probable higher returns (over a "long" time horizon).
Institutional investors have for decades spread their investments across many asset classes seeking higher returns.
An Aggressive portfolio "MARKET plus"
has a long time horizon (in excess of 5 years) and exposure to Equity investments up to 100%. This is a portfolio customized to the special needs of each individual Client.
A Balanced portfolio "MARKET"
has a time horizon (of 3 to 5 years) and exposure to Equity investments up to 70%. This is a portfolio customized to the special needs of each individual Client.
A Conservative portfolio "BOND plus"
has a time horizon of as little as (of 1 to 3 years) and exposure to Equity investments limited to no more than 35%. This is a portfolio customized to the special needs of each individual Client.
Client's investments which are NOT in their Core portfolio are recognized in one or more Satellite portfolios. A Satellite portfolio may contain a Client's inherited investments (family legacies), employee's stock holdings (restricted), and/or investments particular to a individual investor (personal trading accounts, etc.).